08 December 2005
Welcome to the final edition of Clayton Utz Banking & Financial Services Insights for 2005.
In this edition we'll look at the growth of online advice tools. Are they financial product advice - or even a financial product?
We'll also consider accrued benefits, allocating interest rate risk in social infrastructure projects and the proposed Do Not Call register and its effect on the financial services industry.
Our next edition will be in early February. We wish you season's greetings, and hope you have a relaxing break, so you're ready for the New Year's challenges.
By John Moutsopoulos.
Financial service providers are taking increasing advantage of technology as a means of providing financial product information to individuals, but what are the regulatory issues? John Moutsopoulos looks at the current state of play and the proposed reforms.
By Mark Sneddon.
A proposed Do Not Call Register, which would allow individuals and small businesses to opt out of receiving telemarketing calls, has significant implications for the telemarketing of financial products and services, including credit cards. Mark Sneddon and Yong Xu look at what's proposed.
By Zein El Hassan and Sonia Lopes.
There is much debate in the superannuation industry about which benefits are "accrued benefits", particularly in relation to insured benefits. Zein El Hassan and Sonia Lopes search for an answer.
By John Shirbin and Julian Gratiaen.
Recent projects have seen NSW more willing to accept some level of interest rate risk where this represents value for money. John Shirbin and Julian Gratiaen look at what underlies this change and the three main options for allocating interest rate risk.
Brian Salter's outstanding contribution to the development of securitisation was recently honoured.
By Brian Salter .
Small depositors or policyholders should be covered by a compensation scheme in the event of their institution failing, according to a new report. Brian Salter looks at the main features of the scheme.
