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<rss version="2.0"> <channel>  <title><![CDATA[Clayton Utz | Compliance - Publications]]></title>  <link>http://www.claytonutz.com/area_of_law/compliance/publications.page</link>  <description><![CDATA[Clayton Utz is the only leading Australian law firm with a dedicated compliance practice. Our practical, non-legalistic approach is focused on finding workable solutions to achieve legal compliance and help our clients compete with confidence.]]></description>  <copyright><![CDATA[(c) Clayton Utz 2009]]></copyright>  <image>   <title><![CDATA[Clayton Utz]]></title>   <link>http://www.claytonutz.com/</link>   <url>http://www.claytonutz.com/images/logo.png</url>  </image>  <language>en-au</language> <item><guid>http://www.claytonutz.com/publications/newsletters/banking_and_financial_services_insights/20100716/home.page</guid><title><![CDATA[Banking and Financial Services Insights]]></title><link>http://www.claytonutz.com/publications/newsletters/banking_and_financial_services_insights/20100716/home.page</link><description><![CDATA[This issue includes: Cooper review: could it end related-party contracts in the superannuation industry?;]]></description><pubDate>Fri, 16 Jul 2010 00:00:00 EST</pubDate></item><item><guid>http://www.claytonutz.com/publications/newsletters/compliance_insights/20100115/home.page</guid><title><![CDATA[Compliance Insights]]></title><link>http://www.claytonutz.com/publications/newsletters/compliance_insights/20100115/home.page</link><description><![CDATA[This issue includes: 2010 - A challenging year for financial service providers;]]></description><pubDate>Fri, 15 Jan 2010 00:00:00 EST</pubDate></item><item><guid>http://www.claytonutz.com/publications/newsletters/banking_and_financial_services_insights/20091217/home.page</guid><title><![CDATA[Banking and Financial Services Insights]]></title><link>http://www.claytonutz.com/publications/newsletters/banking_and_financial_services_insights/20091217/home.page</link><description><![CDATA[This issue includes: Shariah funds: Opportunities and challenges in the Australian market; The PJC's Financial Services Inquiry; Quenching Melbourne's thirst with the Victorian desalination project;]]></description><pubDate>Thu, 17 Dec 2009 00:00:00 EST</pubDate></item><item><guid>http://www.claytonutz.com/publications/newsletters/banking_and_financial_services_insights/20090924/home.page</guid><title><![CDATA[Banking and Financial Services Insights]]></title><link>http://www.claytonutz.com/publications/newsletters/banking_and_financial_services_insights/20090924/home.page</link><description><![CDATA[This issue includes: Syndicated lending and cartel offences under the Trade Practices Act; Introduction to Islamic finance - Part II;]]></description><pubDate>Thu, 24 Sep 2009 00:00:00 EST</pubDate></item><item><guid>http://www.claytonutz.com/publications/newsletters/banking_and_financial_services_insights/20090623/home.page</guid><title><![CDATA[Banking and Financial Services Insights]]></title><link>http://www.claytonutz.com/publications/newsletters/banking_and_financial_services_insights/20090623/home.page</link><description><![CDATA[This issue includes: Islamic finance: An introduction; Profile - Nick Poole;]]></description><pubDate>Tue, 23 Jun 2009 00:00:00 EST</pubDate></item><item><guid>http://www.claytonutz.com/publications/newsletters/compliance_insights/20081217/home.page</guid><title><![CDATA[Compliance Insights]]></title><link>http://www.claytonutz.com/publications/newsletters/compliance_insights/20081217/home.page</link><description><![CDATA[This issue includes: What is GRC?; Enforceable undertakings in the financial services industry; AML - A compliance update;]]></description><pubDate>Wed, 17 Dec 2008 00:00:00 EST</pubDate></item><item><guid>http://www.claytonutz.com/publications/news/200812/10/mortgagor_protection_amendments_to_the_property_law_act.page</guid><title><![CDATA[Mortgagor Protection: Amendments to the Property Law Act]]></title><link>http://www.claytonutz.com/publications/news/200812/10/mortgagor_protection_amendments_to_the_property_law_act.page</link><description><![CDATA[Mortgagees in Queensland exercising their power of sale will be required to comply with new rules following the passage of the Property Law (Mortgagor Protection) Amendment Act 2008 last week. In particular, the provisions dealing with a mortgagee's duty to take reasonable care to ensure the property is sold at market value have been strengthened.]]></description><pubDate>Wed, 10 Dec 2008 00:00:00 EST</pubDate></item><item><guid>http://www.claytonutz.com/docs/Governance_Risk_and_Compliance.pdf</guid><title><![CDATA[Briefing Paper on Governance, Risk and Compliance]]></title><link>http://www.claytonutz.com/docs/Governance_Risk_and_Compliance.pdf</link><description><![CDATA[What is GRC, what is its impact on compliance practices and where is GRC heading?]]></description><pubDate>Thu, 28 Aug 2008 00:00:00 EST</pubDate></item><item><guid>http://www.claytonutz.com/publications/news/200802/12/act_now_to_take_the_bite_out_of_bad_apples.page</guid><title><![CDATA[Act now to take the bite out of bad apples]]></title><link>http://www.claytonutz.com/publications/news/200802/12/act_now_to_take_the_bite_out_of_bad_apples.page</link><description><![CDATA[Financial services businesses should act now to introduce new reference-checking practices or risk becoming a dumping ground for 'bad apples', according to compliance expert and Clayton Utz partner Randal Dennings.]]></description><pubDate>Tue, 12 Feb 2008 00:00:00 EST</pubDate></item><item><guid>http://www.claytonutz.com/publications/newsletters/compliance_insights/20080129/home.page</guid><title><![CDATA[Compliance Insights]]></title><link>http://www.claytonutz.com/publications/newsletters/compliance_insights/20080129/home.page</link><description><![CDATA[This issue includes: Reference checking in the financial services industry; The changing roles and responsibilities of company boards and directors; Compliance with continuous disclosure obligations; ASIC v Citigroup - The compliance implications;]]></description><pubDate>Tue, 29 Jan 2008 00:00:00 EST</pubDate></item><item><guid>http://www.claytonutz.com/publications/newsletters/compliance_insights/20070807/home.page</guid><title><![CDATA[Compliance Insights]]></title><link>http://www.claytonutz.com/publications/newsletters/compliance_insights/20070807/home.page</link><description><![CDATA[This issue includes: Code of conduct for finance brokers in Queensland; Streamlining prudential regulatory requirements; Significant reforms to United Nations sanction laws;]]></description><pubDate>Tue, 07 Aug 2007 00:00:00 EST</pubDate></item><item><guid>http://www.claytonutz.com/publications/news/200704/02/clayton_utz_partner_receives_top_compliance_honour.page</guid><title><![CDATA[Clayton Utz partner receives top compliance honour]]></title><link>http://www.claytonutz.com/publications/news/200704/02/clayton_utz_partner_receives_top_compliance_honour.page</link><description><![CDATA[Randal Dennings, the partner-in-charge of the Compliance Division at national law firm Clayton Utz, has achieved the highest standing of membership possible from Australia's peak body for compliance professionals.]]></description><pubDate>Mon, 02 Apr 2007 00:00:00 EST</pubDate></item><item><guid>http://www.claytonutz.com/publications/news/200612/08/adopting_as_3806-2006-asics_draft_policy_statement.page</guid><title><![CDATA[Adopting AS 3806-2006 - ASIC's Draft Policy Statement]]></title><link>http://www.claytonutz.com/publications/news/200612/08/adopting_as_3806-2006-asics_draft_policy_statement.page</link><description><![CDATA[ASIC has released two draft policy statements updating PS 164, namely: Meeting the General Obligations; and Organisational Competence]]></description><pubDate>Fri, 08 Dec 2006 00:00:00 EST</pubDate></item><item><guid>http://www.claytonutz.com/publications/news/200605/17/corporate_governance_for_adis_and_insurers-are_you_already_complying.page</guid><title><![CDATA[Corporate governance for ADIs and insurers - are you already complying?]]></title><link>http://www.claytonutz.com/publications/news/200605/17/corporate_governance_for_adis_and_insurers-are_you_already_complying.page</link><description><![CDATA[From 1 October 2006, life insurers, general insurers, and authorised deposit-taking institutions (ADIs) must comply with APRA's new prudential standards on corporate governance. While there has been some concern in the press about the new obligations, in essence they capture what most institutions already do.]]></description><pubDate>Wed, 17 May 2006 00:00:00 EST</pubDate></item><item><guid>http://www.claytonutz.com/publications/news/200603/16/new_compliance_standard_breakfast.page</guid><title><![CDATA[New Compliance Standard Breakfast]]></title><link>http://www.claytonutz.com/publications/news/200603/16/new_compliance_standard_breakfast.page</link><description><![CDATA[The New Australian Standard on Compliance Programs AS3806 has now been released. For more information on the new standard]]></description><pubDate>Thu, 16 Mar 2006 00:00:00 EST</pubDate></item><item><guid>http://www.claytonutz.com/publications/news/200603/15/rigorous_due_diligence_a_must_in_todays_financial_services_environment.page</guid><title><![CDATA[Rigorous due diligence a must in today's financial services environment]]></title><link>http://www.claytonutz.com/publications/news/200603/15/rigorous_due_diligence_a_must_in_todays_financial_services_environment.page</link><description><![CDATA[A leading Australian business adviser is warning the banking and financial services sector that with its increasing risk of reputational threat it is imperatives that corporates within the sector develop water-tight due diligence processes to protect their ongoing viability.]]></description><pubDate>Wed, 15 Mar 2006 00:00:00 EST</pubDate></item><item><guid>http://www.claytonutz.com/docs/Briefing_Paper_AS3806-2006.pdf</guid><title><![CDATA[Briefing Paper on the new Australian Standard for Compliance Systems &#8220; AS3806-2006]]></title><link>http://www.claytonutz.com/docs/Briefing_Paper_AS3806-2006.pdf</link><description><![CDATA[The new standard adopts a "principles approach" and seeks to identify the 12 key principles supporting compliance programs.]]></description><pubDate>Fri, 10 Mar 2006 00:00:00 EST</pubDate></item><item><guid>http://www.claytonutz.com/docs/Compliance_from_scratch.pdf</guid><title><![CDATA[Compliance from Scratch - Step by Step Design and Implementation]]></title><link>http://www.claytonutz.com/docs/Compliance_from_scratch.pdf</link><description><![CDATA[The purpose of this paper is to provide an overview to assist compliance practitioners in the process of designing, implementing and then evaluating compliance systems having regard to the Australian standard on compliance (AS3806-2006).]]></description><pubDate>Fri, 10 Mar 2006 00:00:00 EST</pubDate></item><item><guid>http://www.claytonutz.com/publications/news/200603/09/new_australian_standard_on_compliance_programs_released.page</guid><title><![CDATA[New Australian Standard on Compliance Programs Released]]></title><link>http://www.claytonutz.com/publications/news/200603/09/new_australian_standard_on_compliance_programs_released.page</link><description><![CDATA[The new Australian Standard on Compliance Programs AS3806 was released today. What this means to you is. this new standard will be the new benchmark for compliance regulators (such as ASIC and the ACCC) will be looking to the new standard for guidelines to determine whether compliance programs are effective organisations will need to review their existing compliance structures to see how they meet the new standard and identify whether there are any gaps to be remedied.]]></description><pubDate>Thu, 09 Mar 2006 00:00:00 EST</pubDate></item><item><guid>http://www.claytonutz.com/publications/newsletters/banking_and_financial_services_insights/20051208/home.page</guid><title><![CDATA[Banking and Financial Services Insights]]></title><link>http://www.claytonutz.com/publications/newsletters/banking_and_financial_services_insights/20051208/home.page</link><description><![CDATA[This issue includes: Online advice tools - when are they financial product advice or financial products?; (Do not) call sounds for telemarketing; Is an insured benefit an accrued benefit?; Sharing interest rate risk in social infrastructure projects; Stamp duty changes; Brian Salter receives Distinguished Service Award; Government considers new scheme to protect small depositors;]]></description><pubDate>Thu, 08 Dec 2005 00:00:00 EST</pubDate></item><item><guid>http://www.claytonutz.com/publications/newsletters/banking_and_financial_services_insights/20051031/home.page</guid><title><![CDATA[Banking and Financial Services Insights]]></title><link>http://www.claytonutz.com/publications/newsletters/banking_and_financial_services_insights/20051031/home.page</link><description><![CDATA[This issue includes: Super Life Policies and APRA's new outsourcing standard; Derivatives in takeovers - The Glencore experience; ISDA 2005 Novation Protocol; Recent stamp duty developments; Profile - John Moutsopoulos;]]></description><pubDate>Mon, 31 Oct 2005 00:00:00 EST</pubDate></item><item><guid>http://www.claytonutz.com/publications/newsletters/banking_and_financial_services_insights/20050930/home.page</guid><title><![CDATA[Banking and Financial Services Insights]]></title><link>http://www.claytonutz.com/publications/newsletters/banking_and_financial_services_insights/20050930/home.page</link><description><![CDATA[This issue includes: US developments - SEC reforms the Securities Act; Exposure draft of AML legislation to be released shortly; Shareholders vs creditors; Clayton Utz stokes the coals of Kooragang Project; Profile - John Shirbin;]]></description><pubDate>Fri, 30 Sep 2005 00:00:00 EST</pubDate></item><item><guid>http://www.claytonutz.com/publications/newsletters/banking_and_financial_services_insights/20050831/home.page</guid><title><![CDATA[Banking and Financial Services Insights]]></title><link>http://www.claytonutz.com/publications/newsletters/banking_and_financial_services_insights/20050831/home.page</link><description><![CDATA[This issue includes: APRA releases Discussion Paper on the adoption of IFRS and its approach to Tier 1 Capital; The UK Pensions Act 2004 and its implication for companies doing business in the UK; Does the use of SPVs provide effective liability limitation?; Boardroom dynamics; Surrender of security - creditors beware!; Profile - Narelle Smythe;]]></description><pubDate>Wed, 31 Aug 2005 00:00:00 EST</pubDate></item><item><guid>http://www.claytonutz.com/publications/newsletters/banking_and_financial_services_insights/20050728/home.page</guid><title><![CDATA[Banking and Financial Services Insights]]></title><link>http://www.claytonutz.com/publications/newsletters/banking_and_financial_services_insights/20050728/home.page</link><description><![CDATA[This issue includes: Investor Directed Portfolio Services - changes in the wind; What is a "financial institution"?; Overturning the legal order of debts; New Act controls workplace surveillance;]]></description><pubDate>Thu, 28 Jul 2005 00:00:00 EST</pubDate></item><item><guid>http://www.claytonutz.com/publications/newsletters/banking_and_financial_services_insights/20050630/home.page</guid><title><![CDATA[Banking and Financial Services Insights]]></title><link>http://www.claytonutz.com/publications/newsletters/banking_and_financial_services_insights/20050630/home.page</link><description><![CDATA[This issue includes: A charge is not a loan; Recent Family Law Act amendments - the financier impact; Personal liability of directors of corporate trustees; CU partner secures Consumer Council appointment; Clayton Utz illuminates China Light & Power acquisition; Profile - Mark Sneddon;]]></description><pubDate>Thu, 30 Jun 2005 00:00:00 EST</pubDate></item><item><guid>http://www.claytonutz.com/publications/newsletters/banking_and_financial_services_insights/20050530/home.page</guid><title><![CDATA[Banking and Financial Services Insights]]></title><link>http://www.claytonutz.com/publications/newsletters/banking_and_financial_services_insights/20050530/home.page</link><description><![CDATA[This issue includes: Managing legal risks of online fraud; Phasing out of state taxes - the new landscape; Financial services reform - government announces proposals for refinements; Guide to the Law of Securitisation - 4th Edition; The next reform item on APRA's agenda - governance; Our deals scoop awards; Profile - Fran Rush;]]></description><pubDate>Mon, 30 May 2005 00:00:00 EST</pubDate></item><item><guid>http://www.claytonutz.com/publications/news/200505/06/more_reporting_and_supervision_on_the_way_for_insurers.page</guid><title><![CDATA[More reporting and supervision on the way for insurers]]></title><link>http://www.claytonutz.com/publications/news/200505/06/more_reporting_and_supervision_on_the_way_for_insurers.page</link><description><![CDATA[Following industry submissions and consultation, APRA's follow-up to its 2003 discussion paper "Prudential Supervision of General Insurance - Stage 2 Reforms" has now been released.]]></description><pubDate>Fri, 06 May 2005 00:00:00 EST</pubDate></item><item><guid>http://www.claytonutz.com/publications/newsletters/banking_and_financial_services_insights/20050429/home.page</guid><title><![CDATA[Banking and Financial Services Insights]]></title><link>http://www.claytonutz.com/publications/newsletters/banking_and_financial_services_insights/20050429/home.page</link><description><![CDATA[This issue includes: Termination for the private party's default under a PPP - to pay or what to pay?; Is there a choice to provide "choice"?; The 'standardised' approach to credit risk under the Basel II framework; Promissory notes can be interests in a managed investments scheme; Profile - Leah Chick;]]></description><pubDate>Fri, 29 Apr 2005 00:00:00 EST</pubDate></item><item><guid>http://www.claytonutz.com/publications/newsletters/banking_and_financial_services_insights/20050329/home.page</guid><title><![CDATA[Banking and Financial Services Insights]]></title><link>http://www.claytonutz.com/publications/newsletters/banking_and_financial_services_insights/20050329/home.page</link><description><![CDATA[This issue includes: ISDA Master Agreement: Effectiveness of "flawed asset" clause - Enron v TXU; Ability of liquidator to recover against large creditors; Finance industry has duty to manage conflicts; Service of notices - creditors beware; Recent prudential developments; Profile - Ninian Lewis;]]></description><pubDate>Tue, 29 Mar 2005 00:00:00 EST</pubDate></item><item><guid>http://www.claytonutz.com/publications/newsletters/banking_and_financial_services_insights/20050211/home.page</guid><title><![CDATA[Banking and Financial Services Insights]]></title><link>http://www.claytonutz.com/publications/newsletters/banking_and_financial_services_insights/20050211/home.page</link><description><![CDATA[This issue includes: Insurance: Fallout from Spitzer lawsuit hits Australia; Boilerplate's role in the preservation of guarantors' liability; Prestigious appointment for Clayton Utz consultant; ASIC issues licensing relief for securitisation special purpose vehicles; Consumer Credit Code hardship threshold increased; Rebates and Related Payments in the Wealth Management Industry; Profile - Dan Fitts;]]></description><pubDate>Fri, 11 Feb 2005 00:00:00 EST</pubDate></item><item><guid>http://www.claytonutz.com/publications/newsletters/banking_and_financial_services_insights/20041207/home.page</guid><title><![CDATA[Banking and Financial Services Insights]]></title><link>http://www.claytonutz.com/publications/newsletters/banking_and_financial_services_insights/20041207/home.page</link><description><![CDATA[This issue includes: Further limitation on "all monies" clauses; Getting ready for choice of superannuation fund; New land rich disposal duty in New South Wales; APRA announces its approach to the International Financial Reporting Standards; Completion of major transaction an Epic event; Buy high, sell low, and argue about the loss; Fraud - will the doctrine of indefeasibility protect a mortgagee's interest?; Profile - Quentin Solomon;]]></description><pubDate>Tue, 07 Dec 2004 00:00:00 EST</pubDate></item><item><guid>http://www.claytonutz.com/publications/newsletters/banking_and_financial_services_insights/20041029/home.page</guid><title><![CDATA[Banking and Financial Services Insights]]></title><link>http://www.claytonutz.com/publications/newsletters/banking_and_financial_services_insights/20041029/home.page</link><description><![CDATA[This issue includes: Changes to an exemption for the liability to pay interest withholding tax; New rules foreshadowed for NSW local council Public Private Partnerships; Australian insureds get no priority when their insurer goes belly-up; Interception bill creates risk for email screening on company servers; M&A from a superannuation perspective; Profile - Jane Paskin;]]></description><pubDate>Fri, 29 Oct 2004 00:00:00 EST</pubDate></item><item><guid>http://www.claytonutz.com/publications/newsletters/banking_and_financial_services_insights/20040930/home.page</guid><title><![CDATA[Banking and Financial Services Insights]]></title><link>http://www.claytonutz.com/publications/newsletters/banking_and_financial_services_insights/20040930/home.page</link><description><![CDATA[This issue includes: APRA outlines its implementation of new reporting standards; The new common rule awards - how are Victorian employers affected?; The taxman concedes; Clayton Utz plays a pivotal role in Australian rail infrastructure; Profile - Murray West;]]></description><pubDate>Thu, 30 Sep 2004 00:00:00 EST</pubDate></item><item><guid>http://www.claytonutz.com/publications/news/200409/09/asic_releases_fsr_licensees_report_card.page</guid><title><![CDATA[ASIC releases FSR licensees' report card]]></title><link>http://www.claytonutz.com/publications/news/200409/09/asic_releases_fsr_licensees_report_card.page</link><description><![CDATA[On Monday 6th September 2004, ASIC released its report cardon its randomly conducted visits on Australian Financial Services Licensees.   Over 350 visits were conducted between December 2002 and July 2004 to verify that the declarations made in Australian Financial Services license applications and the FSR-required procedures were operational.]]></description><pubDate>Thu, 09 Sep 2004 00:00:00 EST</pubDate></item><item><guid>http://www.claytonutz.com/publications/newsletters/banking_and_financial_services_insights/20040826/home.page</guid><title><![CDATA[Banking and Financial Services Insights]]></title><link>http://www.claytonutz.com/publications/newsletters/banking_and_financial_services_insights/20040826/home.page</link><description><![CDATA[This issue includes: Charges over company book debts; New law reform proposals for online credit contracts in Australia; Revival of the letter of comfort; The brave new world of vendor duty - does it work?; Review of Commonwealth Privacy Act announced; Expertise brings appointment to Government advisory body on digital signatures; Profile - David Klarich;]]></description><pubDate>Thu, 26 Aug 2004 00:00:00 EST</pubDate></item><item><guid>http://www.claytonutz.com/publications/newsletters/banking_and_financial_services_insights/20040729/home.page</guid><title><![CDATA[Banking and Financial Services Insights]]></title><link>http://www.claytonutz.com/publications/newsletters/banking_and_financial_services_insights/20040729/home.page</link><description><![CDATA[This issue includes: Draft standard on corporate governance and information and communication technology; No priority for financial assistance given to administrators; Insolvency perspective on CLERP 9; FSR - ASIC speaks 2004 - The road ahead (in case you missed it); FIDO super calculator - Pluses and minuses; Clayton Utz sponsors INSOL 2005; Profile - Randal Dennings;]]></description><pubDate>Thu, 29 Jul 2004 00:00:00 EST</pubDate></item><item><guid>http://www.claytonutz.com/publications/newsletters/banking_and_financial_services_insights/20040628/home.page</guid><title><![CDATA[Banking and Financial Services Insights]]></title><link>http://www.claytonutz.com/publications/newsletters/banking_and_financial_services_insights/20040628/home.page</link><description><![CDATA[This issue includes: Insolvent trading - Odds stacked against directors; Clipping the phoenix's wings; Potts Report proposes further insurance reforms; International Accounting Standards - potential impact on lending practices; Money laundering and the perils of cross-border banking; PPPs - Considering all the options; Small change; Profile - Fred Hawke; Profile - Ray Giblett;]]></description><pubDate>Mon, 28 Jun 2004 00:00:00 EST</pubDate></item><item><guid>http://www.claytonutz.com/publications/newsletters/banking_and_financial_services_insights/20040430/home.page</guid><title><![CDATA[Banking and Financial Services Insights]]></title><link>http://www.claytonutz.com/publications/newsletters/banking_and_financial_services_insights/20040430/home.page</link><description><![CDATA[This issue includes: FAQ on superannuation safety reforms; Personal liability extended for directors of corporate trustees; Process Contracts in tendering - How they can be avoided; Tardy secured lenders put on notice; Privacy update: N v Private Insurer; Small change; Profile - Brian Salter;]]></description><pubDate>Fri, 30 Apr 2004 00:00:00 EST</pubDate></item><item><guid>http://www.claytonutz.com/publications/newsletters/banking_and_financial_services_insights/20040318/home.page</guid><title><![CDATA[Banking and Financial Services Insights]]></title><link>http://www.claytonutz.com/publications/newsletters/banking_and_financial_services_insights/20040318/home.page</link><description><![CDATA[This issue includes: FSR: Brave New World?; Fixed charges against book debts and blocked accounts; Lenders beware of limited recourse charges - featherweight security; Exporting Australia's PPP expertise; Hot topics in banking and financial services; Small change; Profile: David Lyons;]]></description><pubDate>Thu, 18 Mar 2004 00:00:00 EST</pubDate></item><item><guid>http://www.claytonutz.com/publications/newsletters/banking_and_financial_services_insights/20040209/home.page</guid><title><![CDATA[Banking and Financial Services Insights]]></title><link>http://www.claytonutz.com/publications/newsletters/banking_and_financial_services_insights/20040209/home.page</link><description><![CDATA[This issue includes: Managing conflicts of interest - ASIC's policy proposal; Better Banking for the Bush; Money laundering laws go beyond banks - and cash; ATO releases draft GST ruling on securitisation; The duty of confidentiality and non-bank financial institutions; Successful refinancing; ASIC v Donald and enforceable undertakings; Small change;]]></description><pubDate>Mon, 09 Feb 2004 00:00:00 EST</pubDate></item></channel></rss>